How prepared are we for life's unforeseen circumstances?

No one wants to get sick or old, at any point of time. But both are inevitable in human life. When something unexpected happens, the only thing that you can do to help yourself and your family is, by being financially prepared. Otherwise such situations, might lead to financial devastation and bankruptcy. Critical illness insurance is designed to financially support patients before, during and after treatment by providing a lump-sum benefit when a critical illness is diagnosed. The major diseases that are covered by the critical illness insurance are cancer, heart attack, stroke, kidney failure, major organ transplant, bypass surgery, etc.